--- title: Bankruptcy Checks - CheckWorkRights Process description: Run automated bankruptcy checks in CheckWorkRights via National Crime Check, with full visibility from employee request through to verified results. --- [Skip to content](https://support.checkworkrights.com.au/bankruptcy-checks-checkworkrights-process-support-articles#main-content) English - Australia Show submenu for translations ![CheckWorkRights](https://support.checkworkrights.com.au/hubfs/tm-logo%20(1).svg) Open main navigation Close main navigation - English - Australia Show submenu for translations - [Contact us](https://checkworkrights.com.au/contact/) [Contact us](https://checkworkrights.com.au/contact/) Search the knowledge base - There are no suggestions because the search field is empty. 1. [CheckWorkRights Support Centre](https://support.checkworkrights.com.au/?hsLang=en-au) 2. [Check Specific Support](https://support.checkworkrights.com.au/check-specific-support?hsLang=en-au) 19 May 2026 # Bankruptcy Checks - CheckWorkRights Process ## Everything you need to know about requesting bankruptcy checks within CheckWorkRights. ### **What is a Bankruptcy Check?** In Australia, a bankruptcy check is a search of the National Personal Insolvency Index (NPII) to identify whether an individual has been declared bankrupt or is subject to other personal insolvency proceedings. The report includes details such as the type of insolvency, dates, and any related restrictions. Bankruptcy checks are often required for roles involving financial responsibility or positions regulated under licences like an AFSL, where financial integrity is critical. ### Bankruptcy Checks with CheckWorkRights and NCC CheckWorkRights delivers automated bankruptcy checks in partnership with [National Crime Check (NCC)](https://www.nationalcrimecheck.com.au/). NCC is an Australian Criminal Intelligence Commission (ACIC) Accredited agency that performs hundreds of thousands of confidential checks each year for Australians. If you have any questions about NCC, please [visit this page](https://www.nationalcrimecheck.com.au/help-centre) or email[support@nationalcrimecheck.com.au](mailto:support@nationalcrimecheck.com.au) With CheckWorkRights, users can have full visibility over bankruptcy checks from start to finish, including status updates on employee progress, NCC progress and document verification progress to ensure a high level of visibility and reduced time to hire. Using our **MyCheck employee document collection workflow**, it's easy to initiate bankruptcy checks for employees, verify the results, and create an audit trail. | Please advise CWR if you would like to enable bankruptcy check functionality on your account. | | --- | ### Bankruptcy Check Overview Once you have created an employee record in CheckWorkRights, you'll be shown their profile where you can request multiple checks. Once the bankruptcy check is enabled, you can send the employee an [email to their MyCheck Dashboard](https://45598359.hs-sites-ap1.com/support/mycheck-email-workflow-explained-support-articles?hsLang=en-au) where they can begin the bankruptcy check processes. Once the employee submits all documents and NCC returns check results, a designated verifier is notified by email. They are to review the returned checks against the name of the employee and accept or reject the document based on the result that has been provided. After the results have been verified, CheckWorkRights deletes the bankruptcy check documents for security and privacy purposes, but retains evidence of the checks against the employee's record. This is available in their employee record and in reports available on the CheckWorkRights dashboard. ### Step 1: Enabling the Check & Emailing the Employee From the employee profile, select **Enable Employee Completion** to start the bankruptcy check configuration process. ![](https://support.checkworkrights.com.au/hubfs/Knowledge%20Base%20Import/Screenshot+2025-06-02+at+3_23_19+pm.png) After enabling the checks you can send the employee an email immediately using the **Send MyCheck Email** button, otherwise the email will be issued automatically on a schedule until the employee completes the combined check. ### Step 2: Employee Completes the Checks The employee will receive an email with a secure link requesting completion of their checks via the MyCheck Dashboard. ![](https://support.checkworkrights.com.au/hubfs/Knowledge%20Base%20Import/Screenshot+2025-06-02+at+3_34_07+pm.png) The employee follows the link, gives consent for CheckWorkRights and their employer collecting and handling personal information, for the purpose of conducting employment-related checks. They are then taken to the NCC portal to receive guidance on the identification documents they will need to provide. Once their identity is verified by NCC, their application is automatically submitted to ACIC for processing. Details on the steps involved in this process are outlined [here](https://www.acic.gov.au/services/national-police-checking-service/find-out-more-information/how-service-works). ![](https://support.checkworkrights.com.au/hubfs/Knowledge%20Base%20Import/New+Product+Assets+(25).png) As the employee progresses through the bankruptcy checking processes, the CheckWorkRights dashboard and employee profile will receive status updates from NCC. These will be logged in the **Check History** tab to give you an audit trail of your employers journey through the check process. See status details for bankruptcy checks [here](https://45598359.hs-sites-ap1.com/support/bankruptcy-checks-checkworkrights-process-support-articles?hsLang=en-au#h_fae88e213c). If you require further information on the status of a check, please [visit this page](https://www.nationalcrimecheck.com.au/help-centre) or email [support@nationalcrimecheck.com.au](mailto:support@nationalcrimecheck.com.au).  ![](https://support.checkworkrights.com.au/hubfs/Knowledge%20Base%20Import/Screenshot+2025-06-02+at+4_05_14+pm.png) ### Step 3: Receiving Check Results Once a bankruptcy result is returned, the results will be available in CheckWorkRights immediately. ### Step 4: Employer verifies the check results Once CheckWorkRights receives the result, the designated verifier (line manager or HR manager [as identified during account setup](https://45598359.hs-sites-ap1.com/support/assigning-editing-verifiers-support-articles?hsLang=en-au)) will receive an email from CheckWorkRights to complete the verification process. Users can also visit the **Document Verification** area on the CheckWorkRights Dashboard or employee profile to locate the employee's evidence. The verifier views each returned document, confirms that the document matches the employee's name and can **Accept** or **Reject** the result based on the information present**.** ![](https://support.checkworkrights.com.au/hubfs/Knowledge%20Base%20Import/Screenshot+2025-06-02+at+4_22_13+pm.png) ### Document Handling and Deletion CheckWorkRights deletes the bankruptcy check documents 7 days after they have been verified for security purposes and in accordance with the Australian Privacy Principles, but retains evidence of the check having taken place at a specific date and time, and the verifier's details. This audit trail is available in their employee record and in reports available on the CheckWorkRights dashboard. ![](https://support.checkworkrights.com.au/hubfs/Knowledge%20Base%20Import/Screenshot+2025-06-02+at+4_26_20+pm.png) ### Bankruptcy Check Statuses Along the bankruptcy check processes, CheckWorkRights will display one of the below statuses, giving you valuable insight into the check's progress and result. | **Status** | **Detail** | | --- | --- | | Awaiting Bankruptcy Check Result | National Crime Check is currently verifying this employees bankruptcy status. | | Result Received: Awaiting Review | The Bankruptcy check is complete as is awaiting review from a manager. | | Result Approved | This employee has been approved for work by a manager on the basis of their Bankruptcy check. | | Result Rejected | The employee has been declined work on the basis of the result of their Bankruptcy check. |   - [Getting started](https://support.checkworkrights.com.au/getting-started?hsLang=en-au) - [Administration](https://support.checkworkrights.com.au/administration?hsLang=en-au#main-content) - [Security](https://support.checkworkrights.com.au/administration?hsLang=en-au#security) - [Adding Employees](https://support.checkworkrights.com.au/adding-employees?hsLang=en-au) - [Work Entitlement Australia](https://support.checkworkrights.com.au/work-entitlement-australia?hsLang=en-au#main-content) - [Visa Holder Lifecycle Management](https://support.checkworkrights.com.au/work-entitlement-australia?hsLang=en-au#visa-holder-lifecycle-management) - [Check Specific Support](https://support.checkworkrights.com.au/check-specific-support?hsLang=en-au#main-content) - [Responsible Service of Alcohol (RSA)](https://support.checkworkrights.com.au/check-specific-support?hsLang=en-au#responsible-service-of-alcohol-rsa) - [CheckBuilder](https://support.checkworkrights.com.au/check-specific-support?hsLang=en-au#checkbuilder) - [Verifying & Reviewing Documents](https://support.checkworkrights.com.au/verifying-reviewing-documents?hsLang=en-au) - [Managing Employees](https://support.checkworkrights.com.au/managing-employees?hsLang=en-au) - [Reporting](https://support.checkworkrights.com.au/reporting?hsLang=en-au) - [Troubleshooting](https://support.checkworkrights.com.au/troubleshooting?hsLang=en-au) - [Integrations](https://support.checkworkrights.com.au/integrations?hsLang=en-au#main-content) - [SmartRecruiters](https://support.checkworkrights.com.au/integrations?hsLang=en-au#smartrecruiters) - [Labour Hire - Contractor Management](https://support.checkworkrights.com.au/labour-hire-contractor-management?hsLang=en-au) [![CheckWorkRights](https://support.checkworkrights.com.au/hubfs/tm-logo%20(1).svg "CheckWorkRights")](https://checkworkrights.com.au/) [mailto:hello@checkworkrights.com.au](mailto:hello@checkworkrights.com.au) Copyright © 2026, CheckWorkRights